Pawa&Beta

Instant Loans,
Smart Financial
Freedom 〰️

Trusted by 500K+ Kenyans

Discover Pawa & Beta — two powerful loan apps on Google Play, designed to meet your urgent cash needs with transparency and speed. Apply in minutes, get disbursed instantly.

背景装饰 App演示 人物展示

4.8

Pawa Rating Google Play

4.6

Beta Rating Google Play

KSH 2M+

Disbursed Weekly

Our Products — Built for You

Choose the loan that fits your needs, powered by seamless technology and instant approval

Both apps are official Google Play products, safe & regulated in Kenya.
Pawa Kash Logo

Pawa

Green. Fast. Accessible.

Loan Limit Loan Limit
KSH 50,000
Repayment Repayment
91 - 360 days
  • 24/7 Availability
  • User-Friendly Interface
  • Tailored Loan Products
  • Customer Satisfaction
Google Play Download on Google Play

*Terms apply. Available for Kenyan residents only.

Beta Logo

Beta

Premium. Flexible. Rewarding.

Loan Limit Loan Limit
KSH 50,000
Repayment Repayment
91 - 180 days
  • Online Processing
  • Fast Approval
  • Flexible Repayment
  • Low Interest Rates
Google Play Download on Google Play

*Beta requires positive credit history. Applications can be submitted quickly.

Simple Application Process

Get your loan in 4 easy steps — from download to cash in M-Pesa

Pawa Kash

Pawa application

Google Play GET IT ON Google Play

1. Download the App

Download Pawa from Google Play. Get started with your Kenya phone number.

2. Submit an Application

Fill in your basic details and let us take care of the rest.

3. Receive Funds

Once approved, your loan will be quickly deposited into your designated M-PESA account.

4. Credit Limit Increase

Make timely repayments to continuously improve your credit score and maintain a competitive edge.

Step 1
Step 2
Step 3
Step 4
Beta

Beta Application

Google Play GET IT ON Google Play

1. Download the App

Download Beta from Google Play fully compliant, legitimate download channel.

2. Submit an Application

Fill in basic information and your M-Pesa account and submit the loan application form. From application to cash arrival – only 5 minutes.

3. System Review

Our system will review your eligibility in real time. Higher limits for eligible users.

4. Receive Funds

Your loan will be deposited into your M-Pesa account within minutes. Experience premium speed.

Beta Step 1
Beta Step 2
Beta Step 3
Beta Step 4

Frequently Asked Questions

Find product-specific answers for Pawa and Beta loans

Pawa Kash

Pawa

Your green path to instant cash

Pawa offers loans up to KSH 50,000 for first-time and returning customers. The amount grows as you build a positive repayment history.
Pawa Kash

Beta

Premium limits & flexible terms

Beta is designed for established borrowers, offering higher limits (up to KSH 100,000), longer repayment up to 365 days, and loyalty rewards.

Empowering Kenyans with Financial Inclusion

Pawa & Beta are products of Finwise Digital Ltd, a Nairobi-based fintech company licensed by the Central Bank of Kenya. We are on a mission to provide instant, transparent, and fair credit to underserved individuals who need emergency funds without hidden fees. Since our launch, we have served over 800,000 customers across 47 counties, with a 98% customer satisfaction rate. Our apps are exclusively available on Google Play with thousands of 5-star reviews.

4.8

Avg Rating

1M+

Downloads

KE 47

Counties Covered

Contact & Office

Pawa Kash Logo

Pawa

Westlands Business Park, Nairobi, Kenya

support@pawabeta.co.ke

+254 700 123 456

Beta Logo

Beta

Westlands Business Park, Nairobi, Kenya

support@pawabeta.co.ke

+254 700 123 456

Google Play

Pawa Kash

Download Pawa & Beta from official Play Store. Verified apps.

Google Play

GET IT ON

Google Play

Beta

Download Pawa & Beta from official Play Store. Verified apps.

Google Play

GET IT ON

Google Play