In order to more accurately assess your credit qualifications and quickly issue your loan, we need these permissions:
We collect SMS data from users, but only SMS data related to users' financial transactions, including SMS content, sender number, sending time and other information. In order to collect as little of your data as possible, we only collect SMS data related to your financial transactions every time you borrow money, and only collect SMS data related to your financial transactions in the past three months.
We use data desensitization and encryption technologies to securely process information related to your financial transactions.
We read, screen and analyze users' SMS data only for assessing users' credit risk and anti-fraud analysis. Credit assessment helps us provide you with appropriate product limits and product interest rates. Risk management and fraud detection, including fraud, money laundering and other illegal activities, use financial-related SMS data as an important basis for assessing users' fraud risks and financial status, and help ensure that you can better use our products and services. You can choose to agree or refuse permission. If you refuse permission, it means that there will be no SMS information and your risk and credit cannot be assessed.
User data will be encrypted and uploaded to our server (https://betapesa.com) via HTTPS protocol, and we promise never to share this data location with third parties.
device name, model, operating system, system version, MAC address, screen size, phone memory, screen resolution, whether wifi is used, and other hardware information
We process your device information securely by desensitizing and encrypting the data
By collecting your device information and forming a device fingerprint through an algorithm, it is equivalent to making a unique identity code for your device. The unique device identifier ensures that unauthorized devices will not act on your behalf.
Device information data will be encrypted and uploaded to our server (https://betapesa.com) via HTTPS protocol and we promise not to share the data with third parties.
Before providing emergency contact information, users need to confirm that they have obtained the consent of the emergency contact. The information we collect includes the name and phone number of the emergency contact provided by the user and their relationship with you.
We will only contact the user's emergency contact in compliance with the requirements of relevant laws and regulations. For example, when the user is facing potential fraud risks, we will provide the user with the opportunity to understand the security of their funds through the emergency contact.